Span classnews_dtjul 17 2007spannbsp018332good question in theory when you postdate a check that is write a future date on it the check becomes negotiable only on the date on the check but most banks pay little attention to the date when a customer presents a check.
It is not considered a crime in ny to render a postdated check unless the maker does not expect or at least have a reasonable expectation that the money to cover the check will be available in the account on the date the check is to be cashed.
checks for 500 or greater but less than 1000 are considered class e felonies which carry up to six years in prison and a 3000 fine while the most serious felony designation class a is reserved for checks of 250000 or more conviction for a class a felony carries a maximum of 60 years in prison and a 50000 fine.
Therefore a bouncing a postdated check is not going to subject you to criminal liability under new york law those wily debt collectors of course every debt collector should know the new york law specifically omits postdated checks from the.
post dating checks in new york history of mexican flag dating my crush makes me more fashion aware creative dating ideas ds i don t go out of the house without wearing make up a chic outfit and set entirely within the confines of a police van.
The new york daily news notes that a bank can cash a postdated check on the date it is received unless proper notification is given by the account holder in the event the bank cashes the check early the account holder may be liable for any fees incurred.
Span classnews_dtjun 23 2007spannbsp018332post dating a check in itself is not illegalbut writing a check that you dont have funds to cover at the time of the writing is the person you wrote the check to nor the bank have any obligation to hold the check to the date you post dated it to.
Sjz member new york bar freeadvice contributing attorney answered 8 years ago contributor yesjust as businesses may give customers any dating or payment terms they like they choose to accept postdated checks.
This article discusses general laws about checks postdating and the parties rights uniform commercial code personal checks and other negotiable instruments are covered by provisions of the uniform commercial code ucc a set of model laws first developed in 1952 by some of the top legal scholars in the us.